Indexation decision 2019

As of January 2019, the cover ratio in particular is an important factor in the decision to supplement or not (pension indexation).

Also no pension reduction from 1 January 2019
As you know, Pensioenfonds Wolters Kluwer Nederland has not had to reduce your pension in recent years. As at 31 December 2018 the fund’s policy funding level was 112.9% (at the end of 2017, 110.4%), this means that there is no need for a reduction this year either.

Indexation as of 1 January 2019
The policy funding level of 112.9% at 31 December 2018 also means that as of 1 January 2019 an indexation of 0.48% can be granted.
We will, of course, continue to keep you informed. You can find the up-to-date monthly development of the fund's funding level on the homepage of our web site. You can also find the extensive 2018 annual report on this web site at the end of June 2019 and the 2019 annual review will be available one month later.

Policy on supplements and reductions
On 31 December 2018, the fund’s actual funding level was 108.4%. This means that we have €108.40 for each €100 that we have to pay in the future. Under the law, the board of a pension fund, when taking decisions, should not take the actual funding level, but the policy funding level as a basis. The policy funding level is the average funding level of the last twelve months. The amount of the policy funding level determines whether the board of the fund can index your pension rights or may have to be reduced. You can find the precise methodology on our website under
Indexation and reduction policy (the policy on supplements and reductions is only available in Dutch). At the end of 2018, the fund’s policy funding level was 112.9%. The good news is, that based on this outcome no reductions need to be made from 1 January 2019 and a moderate indexation is possible. If we take the amount of the actual funding level as at end December 2018 as a basis, we expect that we also do not have to reduce your pension rights in the coming years. In case of unfavourable economic developments, however, a reduction of your pension rights cannot be ruled out entirely.

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